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Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!

Meticulous and committed to each customer he works with; Roy uses his passion for relationships and vast experience in the mortgage industry to give every single client he works with the service they deserve.  From the first conversation to the handshake the day you close, Roy promises a unique and refreshing mortgage experience.

Outside of work, Roy is a committed father to 3 beautiful children, a loving and supportive husband and light-hearted friend who enjoys traveling, coaching his sons’ flag-football team, and hitting the links every chance he gets. Between work and home, there’s more than enough excitement to keep Roy busy and smiling from ear to ear.

If you’re looking for superb communication, a straight-forward process, and options that suit your needs and life, give Roy a call, he’s excited to work with you!

With AmeriFirst Financial you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.

Competitively Priced Loan Programs:

  • Home Affordable Refinance Program (HARP) Disclaimer
  • Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
  • Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
  • Jumbo, Portfolio & Investor Products

We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

Please enter a valid home price


30-Yr Fixed / 0% Interest
  • Principal & Interest $0
  • Property Tax $0
  • Homeowners Insurance $0
  • Mortgage Insurance $0

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.

See what people are saying about us

Roy worked quickly on starting the refinance process and then due to some circumstances, had to make changes right in the middle and still got my loan closed in a timely fashion. About a million questions from me later, we got a complicated situation wrapped up. Couldn’t be happier! Tia Churchill
Worked with Roy on a recent refi. Easy to work with, good communication. John Butzek
Roy brought us a super deal on our house refinance last year. He is extremely busy, so it was quite hard to reach him. But overalls I would recommend him! Anh Duong
Roy was very thorough through the entire process. He made it easy to understand and get through the process easily. I highly recommend Roy if you’re looking for an honest straightforward person. William Weldon Sales/finance manager
Excellent service by Roy and John. The refinance process went smooth and they both communicated to me every step of the way. I have recommended them to friends and family. I couldn’t have asked for a better team to complete my refinance. Kristina Churchill Starts Coordinator
Roy helped us in getting and finalizing our refinance. He is a pleasure to work with and listened to our needs. I recommend Roy for all your home needs from refinancing to owning a new home. Inez Trenn

Let's accomplish more together.

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